Construction

With over 20 years of experience underwriting and brokering construction risks, it is no exaggeration when we say we KNOW construction! Whether it is an annual CGL policy for a remodeling contractor or a complex OCIP policy for an urban housing project, we have the knowledge, experience and carrier relationships to put together the right insurance program for your client.

Construction risks can be very complex, requiring a thorough understanding of your client’s operations and their contractual obligations. Often coverage, exclusions and limitations must be negotiated with the insurance carrier in order to properly fashion a solid insurance solution.

Multi-Family, Mixed Use, Conversions, High Rise, Commercial, Industrial, Public Works, Modular, Custom or Tract homes all have their own risk characteristics that must be identified and properly presented to an insurance carrier in order to obtain the best coverage at the best price.

We are experienced in placing all types of policies for a broad range of residential, commercial and industrial construction projects and contractors.

Here are some examples of the types of construction policies we can put together for you:

  • Commercial General Liability

  • OCIPs and CCIPs - Project Specific or Rolling Wrap-Ups

  • Project Specific - Subcontractors are not included as a Named Insured

  • OCP or Owner’s Interest Liability

  • Pollution & Environmental

  • Professional Liability

  • Railroad Protective

  • Umbrella & Excess Liability - over any of the above policies

We can put together an insurance solution for:

  • Developers

  • General Contractors (Up to 100% of their work Subcontracted to others)

  • Subcontractors (all types including structural, finish and specialty)

  • Manufactures and suppliers of construction equipment and materials

  • Design Professionals

  • Environmental

  • Infrastructure

  • Railroad