Privacy Policy – Personal Information
Legal Notices and Disclaimers
Important Information – Please Read Carefully
Privacy Policy
As a Customer of Conduit, your trust is our most valued asset. Conduit is committed to honor that trust by protecting non-public personal information and protecting the use of such information as outlined below. This outlines our personal information handling practices for both online and offline data. If you give us personal information, we will treat it according to this policy.
We encourage you to read this privacy policy to ensure you understand Conduit’s privacy practices.
Security of your personal information
Conduit is committed to protecting the personal information you share with us. We utilize a combination of security technologies, procedures and organizational measures to help protect your personal information from unauthorized access, use or disclosure.
While we strive to protect your personal information, we cannot ensure the security of the information you transmit.
We recommend you take every precaution in protecting your personal information when you are on the Internet.
Collection of your personal information
Personal information is any information that can be used to identify an individual, and may include, but is not limited to, name, email address, postal or other physical address, title, age, occupation, income, bank accounts and other information requited to provide a service, deliver a product, or carry out a transaction you have requested.
We may collect non-public personal information regarding you from the following sources:
Information received from you or someone on your behalf via an application or other such forms.
Information regarding your transactions with our company or nonaffiliated companies in regards to your insurance coverage, transactions, premiums or claims history.
Information from consumer reporting agencies, public records and data collection agencies regarding your obligations or creditworthiness.
Information from affiliated and nonaffiliated parties who perform services for us or our carriers, such as providing customer service, handling claims and inspections
Information we may disclose and to whom we may disclose information.
We will only use your personal information in the way we specified when it was collected. We will not subsequently change the way your personal information is used without your consent.
We may share your personal information with insurance carriers, authorized third-party agents, contractors or employees that are deemed to have a legitimate business purpose for such information as related to providing products and services to you, or administer your account.
For example, if we need to ship you something, we must share your name, address and phone number with the shipping company. We only provide third-party agents with the minimum amount of personal information necessary to complete the requested service or transaction.
We may use affiliated and nonaffiliated parties to perform services for us, such as providing customer service, handling claims, protecting against fraud and maintaining software for us. We may disclose all of the non-public personal information described above as permitted by law. We may also disclose information in response to a request from law enforcement agencies or state insurance authorities.
We may also collect and possibly share personal information and any other additional information available to us in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Conduit’s terms of use or as otherwise required by law.
We may respond to subpoenas, court orders or legal process by disclosing your personal information and other related information, if necessary. We also may choose to establish or exercise our legal rights or defend against legal claims.
Disclosures for Joint Marketing and Servicing
We do not sell or rent your personal information to third-parties for marketing purposes unless you have granted us permission to do so.
Changes to this Privacy Policy
We reserve the right to modify, change or supplement this Privacy Policy at any time without prior notice. If we make any material changes, we will provide our current customers with a revised notice that describes our new practices.
Unsubscribing
Each email newsletter includes instructions on how you can unsubscribe from our emailing list.
You may also unsubscribe from Conduit’s email newsletter by sending a letter, including your name, email address to Conduit’s main office location.
Linked Websites
Our website may provide links to other third-party websites which are outside our control and not covered by this policy. We encourage you to review the privacy policies posted on all sites you use.